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| 1 |
What
is the advantage of getting insurance on the Net? |
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| Getting insurance
on the net allows you to choose the appropriate classes of insurance
in a more direct way to suit your needs without the hassle of dealing
with an agent, thus save on commission would otherwise be incurred
so that lower premium can be achieved. |
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| 2 |
What
is Mortgagee Fire Insurance? |
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| When you arrange
a mortgage loan from a bank, you are required to have insurance
to cover at least the mortgage amount to protect the bank's
interest in the event that the property is damaged due to fire or
other natural disasters. |
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| 3 |
What
distinguishes World Power Mortgagee Fire Insurance from the others? |
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| Mortgagee Fire
Insurance offered by banks or insurance companies charges premiums
on a percentage of the Sum Insured, which usually equals the loan
amount. The higher the loan amount, the higher the premium will
be. World Power Mortgaged Home Insurance is launched with an unprecedented
flat premium at HKD$888 regardless of the loan amount. |
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| 4 |
Why
do you need a password to enter our Membership page? |
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| Our Membership
is a multi-function user friendly information center tailored for
the World Power clients. To assure the security of our clients'
information, only those with a member number and a password can
enter the information center which enables the client to access
the details of the policy, renewal, news bulletin, claims, or even
changes about the policy or personal data. |
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| 5 |
How
do I claim when my insured property is damaged in an accident? |
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| If the Insured
Property is damaged in an accident, the Insurer must fill out a
hard copy of the Claim Form, sign and send it to our office by fax
or mail. The Claim Form can be downloaded from our home page or
obtained from our Customer Service. We will follow all the claims
filed. |
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| 6 |
What
risks does World Power Mortgagee Fire Insurance cover? |
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| It covers losses
resulting from fire, lightning, landslide and subsidence, as well
as costs for debris removal and professional fees. |
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| 7 |
What
are the procedures of getting insurance on the Net?
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The
procedures are as simple as:
a) Prepare the information about yourself,
(such
as ID Card No. and Credit Card No.) and
about
the property to be insured (such as floor area)
b) Login to our Application Page on our web site.
c) Complete the details on the application
d) Confirm the details and send out the application
Your application will be send to the Insurance Company for verification
and approval. Policy issued for successful application will be mailed
to the correspondence address of the applicant. |
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| 8 |
When
will the policy be effective after I registered on the Net? |
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| Effective date
of the insurance policy is usually the effective date indicated
on the application. For urgent cases, policy can be effected in
24 hours after application is approved. |
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| For
enquiry and details : please contact
us by e-mail or call (852) 2121 2222 |
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Copyright
© 1999 World Power Insurance
Consultants Limited
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